San Diego commercial insurance
Insurance for San Diego auto repair shops entrusted with customer vehicles.
Coverage for repair operations has to account for the shop, its employees, road tests, equipment and vehicles left in its care.
Built for the operation
Start with the risks that make this business different.
An auto service business can face both ordinary premises risks and exposures unique to working on customer vehicles. We help gather the details needed to evaluate appropriate garage coverage.
Mission Insurance Services is based in San Diego and works with businesses throughout San Diego County. Coverage availability, terms and pricing depend on carrier guidelines and underwriting.
Coverage to consider
- Garage liability
- Garagekeepers coverage
- Commercial property
- Equipment breakdown
- Workers’ compensation
- Pollution coverage options
Questions business owners ask.
These general answers are a starting point. The policy forms, endorsements, exclusions and limits control actual coverage.
What is garagekeepers coverage?
It generally addresses covered damage to customers’ vehicles while they are in the business’s care, custody or control. Terms, causes of loss, limits and deductibles vary.
What details are usually needed?
Carriers commonly ask about services performed, annual sales and payroll, employee drivers, road testing, vehicle storage, security, lifts or equipment, towing, claims and prior insurance.
Auto Repair Shop Insurance
Get the submission moving.
Share the basics. We’ll follow up for the underwriting details needed to approach available insurance markets.