California commercial insurance
Insurance for California cleaning and janitorial businesses.
We help cleaning companies throughout California document client types, services, payroll, vehicles, equipment and access-to-property exposures.
Built for the operation
Start with the risks that make this business different.
The risk can vary with residential versus commercial work, floor care, exterior cleaning, heights, chemicals, subcontractors and keys or alarm access. A clear statewide submission separates those activities and territories.
Mission Insurance Services is based in San Diego and licensed to write policies for businesses throughout California. Coverage availability, terms and pricing depend on carrier guidelines and underwriting.
Coverage to consider
- General liability
- Workers’ compensation
- Commercial auto
- Tools and equipment
- Crime coverage options
- Umbrella or excess liability
Questions business owners ask.
These general answers are a starting point. The policy forms, endorsements, exclusions and limits control actual coverage.
Can a cleaning company serving several California counties request coverage?
Yes. Service territory, travel, vehicle use, client types and employee locations should be described so the submission matches actual operations.
What makes one janitorial account different from another?
Services performed, heights, chemicals, floor work, medical or industrial clients, subcontracting and property access can materially change underwriting.
Janitorial Business Insurance
Get the submission moving.
Share the basics. We’ll follow up for the underwriting details needed to approach available insurance markets.