California commercial insurance
Daycare and childcare insurance for California providers.
Mission Insurance Services helps licensed childcare operations across California organize coverage discussions around children, staff, premises, activities and transportation.
Built for the operation
Start with the risks that make this business different.
The appropriate insurance approach depends on the childcare model, licensing, ages and number of children, staffing, services, safety procedures and facility. We help turn those details into a complete market submission.
Mission Insurance Services is based in San Diego and licensed to write policies for businesses throughout California. Coverage availability, terms and pricing depend on carrier guidelines and underwriting.
Coverage to consider
- General liability
- Professional liability
- Abuse or molestation coverage options
- Commercial property
- Workers’ compensation
- Commercial auto when applicable
Questions business owners ask.
These general answers are a starting point. The policy forms, endorsements, exclusions and limits control actual coverage.
Can both home-based and center-based California providers request quotes?
Yes, although carrier eligibility and required information differ substantially by facility type, enrollment, staffing and services.
Does serving clients statewide mean every daycare qualifies?
No. Licensing status, operations, loss history, capacity, transportation and carrier appetite determine whether a market is available.
Daycare Insurance
Get the submission moving.
Share the basics. We’ll follow up for the underwriting details needed to approach available insurance markets.