San Diego commercial insurance
Daycare insurance for San Diego organizations families count on.
Mission Insurance Services helps childcare operators examine protection for children, staff, premises, transportation and professional responsibilities.
Built for the operation
Start with the risks that make this business different.
Childcare insurance is shaped by licensing, ages served, enrollment, staffing, activities, transportation, background-check practices and the physical location.
Mission Insurance Services is based in San Diego and works with businesses throughout San Diego County. Coverage availability, terms and pricing depend on carrier guidelines and underwriting.
Coverage to consider
- General liability
- Professional liability
- Abuse or molestation coverage options
- Commercial property
- Workers’ compensation
- Commercial auto when applicable
Questions business owners ask.
These general answers are a starting point. The policy forms, endorsements, exclusions and limits control actual coverage.
Do home-based and commercial daycares need the same policy?
No. The facility, licensing structure, number and ages of children, employees and services can materially change the appropriate insurance approach.
What helps prepare a daycare quote?
Enrollment by age, staff and payroll, licensing information, hours, activities, transportation, safety procedures, property details, claims and current coverage are useful starting points.
Daycare Insurance
Get the submission moving.
Share the basics. We’ll follow up for the underwriting details needed to approach available insurance markets.